My Money Story – Debt Pay-off Plan

To pay, or to pay extra: that is the question…

Early this month I had a different plan of how to reduce my debt. Research after research I was overwhelmed with ideas and how to’s. Pay that mortgage early or pay it slow! Buy a car with cash, avoid the loan! Interest rates are low, take a loan and build credit… you get the idea. I do want to get rid of debt, but I also don’t want to drive myself up the wall and eat dry ramen noodles all day. I prioritized and this is my game plan.

Continue reading “My Money Story – Debt Pay-off Plan”

Pretending to be rich

Spending trap for a young professional

First nice paycheck got me fired up and feeling on top of the world. Spending money on things I couldn’t afford before like clothes, gadgets, parties, fancy dinners, house. Pretending to be rich as a 21 year old with job that for once payed more then minimum wage. Continue reading “Pretending to be rich”