Transfer Card Miracle

Lessons learned paying off credit card debt

Last year my credit card with CapitalOne was carrying a balance of $3,123 with variable APR(interest) of 23.99%. I was hardly catching up with interest rate paying $80-100 when its due, $65 of which was going toward monthly interest. My debt wasn’t going anywhere
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Pretending to be rich

Spending trap for a young professional

First nice paycheck got me fired up and feeling on top of the world. Spending money on things I couldn’t afford before like clothes, gadgets, parties, fancy dinners, house. Pretending to be rich as a 21 year old with job that for once payed more then minimum wage. Continue reading “Pretending to be rich”