Pre-Landlord Experiment – Room Renting

6 months of drama for a life lesson

September 1, 2016, I signed an agreement to become a homeowner. I was planning on finding a roommate to help pay for the place when one of my friends was on a time crunch to find a roof to live under. Let’s refer to her as Amy. I offered Amy my second bedroom for rent. I knew Amy for 3 years and we would hang out, gossip and go to shows together once in a while. Amy was an okay friend with constant drama around her, two neglected pets, terrible with money and no job. No surprise I started to regret my decision within a month.
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My Money Story – Debt Pay-off Plan

To pay, or to pay extra: that is the question…

Early this month I had a different plan of how to reduce my debt. Research after research I was overwhelmed with ideas and how to’s. Pay that mortgage early or pay it slow! Buy a car with cash, avoid the loan! Interest rates are low, take a loan and build credit… you get the idea. I do want to get rid of debt, but I also don’t want to drive myself up the wall and eat dry ramen noodles all day. I prioritized and this is my game plan.

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