Budget December 2018

Oh…the holiday month

For the longest time I have been using budgeting spreadsheets or templates, but I’m either too lazy or forget to fill them out. Budgeting apps made it easy to track my spending automatically. After few months of failed budgets, aka not being real with myself about how I use my money, a budget template was made. Continue reading “Budget December 2018”

It’s Make a Budget Day!

The good the bad and the shopping


There are 1001 ways to create a budget as well as budgeting strategies floating around the almighty web. There are cash budgets, 50/30/20, zero-based, envelopes and many more strategies that either didn’t work for me or it was too much of a hassle (like cash and envelopes). Although they didn’t work for me I was inspired to figure the best strategy for myself. Continue reading “It’s Make a Budget Day!”

Pretending to be rich

Spending trap for a young professional

First nice paycheck got me fired up and feeling on top of the world. Spending money on things I couldn’t afford before like clothes, gadgets, parties, fancy dinners, house. Pretending to be rich as a 21 year old with job that for once payed more then minimum wage. Continue reading “Pretending to be rich”