Pre-Landlord Experiment – Room Renting

6 months of drama for a life lesson

September 1, 2016, I signed an agreement to become a homeowner. I was planning on finding a roommate to help pay for the place when one of my friends was on a time crunch to find a roof to live under. Let’s refer to her as Amy. I offered Amy my second bedroom for rent. I knew Amy for 3 years and we would hang out, gossip and go to shows together once in a while. Amy was an okay friend with constant drama around her, two neglected pets, terrible with money and no job. No surprise I started to regret my decision within a month.
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It’s Make a Budget Day!

The good the bad and the shopping


There are 1001 ways to create a budget as well as budgeting strategies floating around the almighty web. There are cash budgets, 50/30/20, zero-based, envelopes and many more strategies that either didn’t work for me or it was too much of a hassle (like cash and envelopes). Although they didn’t work for me I was inspired to figure the best strategy for myself. Continue reading “It’s Make a Budget Day!”

Transfer Card Miracle

Lessons learned paying off credit card debt

Last year my credit card with CapitalOne was carrying a balance of $3,123 with variable APR(interest) of 23.99%. I was hardly catching up with interest rate paying $80-100 when its due, $65 of which was going toward monthly interest. My debt wasn’t going anywhere
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